Game Over Scenarios - What To Do in Breach

Hi,

Going through some paranoia 

I’ve been running through some “what if” scenarios about 1Password and figuring out:

1. How stressed I should be in each case
2. What to actually do if it happens

Here’s my current thinking — would love feedback:

Category 1 – Vault Not Compromised

Examples:

• Someone steals 1Password’s servers but not my Secret Key or master password
• My phone/laptop is stolen but locked with a strong passcode and biometrics

Stress: Low

Actions:

• Unlink stolen devices (only helpful if they are online)
• Remote wipe if possible
• No urgent password changes — maybe rotate some over time for peace of mind

Category 2 – Vault Potentially Compromised

Examples:

• Malware on my device (could capture my master password next time I unlock vault)
• Device stolen and unlocked. I thinking something like a phone snatch.
• Weak device password that could be guessed

Stress: Medium–High

Actions:

• Stop using compromised device
• Change vault master password + Secret Key
• Immediately change Tier 1 account passwords (email, bank, primary cloud logins)
• Rotate other accounts over time

Category 3 – Vault Definitely Compromised

Examples:

• Attacker knows both master password + Secret Key
• They have an export or backup of my vault data

Stress: High

Actions:

• Immediately change Tier 1 account passwords first
• Then Tier 2 (social media, messaging, secondary financial)
• Then the rest

Closing thoughts:

• Avoid malware — it’s one of the few scenarios no password manager can save you from
  
  
• Device theft is more common, but if the vault is locked and your passcode is strong, you’re probably fine. Would you remote wipe straight away or wait to see ifs handed in?
  
  
• The “$5 wrench” attack… well, not much to do there
  
  
• Keep a list of Tier 1 accounts handy for emergencies so you know what to change first
  
  
• Offline-only vault on a USB stick could be more secure, but a lot more inconvenient — I only access password in a secure location. If I'm on the road and no one at home to give me a password, then what.

Would appreciate some input to get over the paranoia haha